1. The service
Light Verify Loans provides educational content, tools and access to a network of independent lenders. We are not a lender, broker, creditor or loan servicer and do not make credit decisions.
2. No guarantee
Sending a request does not guarantee a match, approval, a particular amount, rate or term, or a funding time.
3. Cost
The service is free to you. A lender may charge interest and fees, which it must disclose before you accept. The lender’s agreement governs any loan.
4. Tools and examples
The offer check, tables and examples are estimates for learning. They are not quotes or financial, legal or tax advice.
5. Your use
Give accurate information, use the site lawfully and do not try to bypass its security checks or disrupt it.
6. Third parties
The secure application and lender websites have their own terms and privacy policies. We are not responsible for a lender’s underwriting, agreement, funding, servicing or collections.
7. Availability
The service is not available in every state, and lenders, products and amounts can change without notice.
8. Changes
We may update these terms. Continuing to use the site after a change means you accept the updated terms.